Franklin Covey Black Leather Agenda Zipper Binder

7 Ring BinderComes with Nubered dividersDoes have a calender but it is from 2001 ( If you have the Artsy nack you can Renumber the months)Telephone directory in backPen holder in front, Pen holder on backFront pocket under 7 credit card pockets, full size pocket behindBack Has 2 Seperate Vertical PocketsInterior Binding behind Stainless Steel Rings does have some signs of age with slight cracklingMeasures 8 1/2 high x 5 1/2 wide Pagesexterior Book is 10 1/4 x 8 1/4